Frequently Asked Questions

No! We work with all credit types. Whether you have good credit, bad credit, or no credit history, we encourage you to apply. Our lending partners evaluate more than just your credit score.

Most approved applicants receive their funds within 1 hour via direct deposit. In some cases, it may take up to 24 hours depending on your bank's processing times.

Absolutely not. We believe in transparent lending. All fees and rates are clearly disclosed before you accept any loan offer. You'll know exactly what you're paying with no surprises.

Yes. We use bank-level SSL encryption to protect your personal information. We're committed to responsible lending practices and never share your data without your permission.

You'll need: a valid ID, an active checking account, steady income (job or benefits), and a working phone number and email address. The application takes just 3 minutes.

Yes! Many of our lending partners allow early repayment with no prepayment penalties. This can save you money on interest charges.